Bysmillah · Your AI Team

A team that never sleeps.

Four specialized agents guide every deal — from finding your match to the final payment. Each owns one stage. Each is overseen by real humans and qualified scholars. And not one of them charges a cent of riba.

Coming soon

Stage 1 — Match & Price

The Advisor الوكيل

Al-Wakīl · Match & Fair Pricing

  • Pairs buyers and sellers from the community and recommends the right structure — Murabaha, Musawama, or Ijara.
  • Checks the vehicle's live market value so the price is always fair.
  • Proposes a fixed, fully-disclosed markup for your down payment and term — zero riba, zero guesswork.
Coming soon

Stage 2 — Contract & Sign

The Scribe الكاتب

Al-Kātib · Contract & Compliance

  • Drafts the full contract on AAOIFI standards, tailored to your structure.
  • Every draft is reviewed and approved by a qualified Shariah scholar — the AI writes, a human rules.
  • Prepares a California-enforceable, ready-to-e-sign agreement in minutes, not weeks.
Coming soon

Stage 3 — Servicing & Care

The Steward الأمين

Al-Amīn · Payments & Care

  • Tracks every payment, due date, and receipt, and sends friendly reminders before anything is late.
  • If a payment slips, it arranges a fair, riba-free restructuring first — never a penalty, never compounding interest.
  • Handles notices and, only as a true last resort, coordinates a compassionate repossession — always within Shariah.
Coming soon

Always on — Your Guide

The Concierge الرفيق

Ar-Rafīq · 24/7 Guidance

  • Answers halal-finance questions any time, in plain language.
  • Runs the payment calculator with you and explains every number.
  • Qualifies your request and hands you to the right agent — or a real human — instantly.

How they work together

One deal, handed cleanly down the line

Advisor
Scribe
Steward

The Concierge stays with you the whole way — answering questions and looping in a real human whenever you want one.

This is where we're headed.

Today, our founding team is the whole crew — handling every step personally. Join the first 50 and help us build it.

Apply for Early Access →